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Valuation of damage caused by a lightning strike to a house in the village of Šebetov
Šumberová, Petra ; Klimeš, Jan (referee) ; Šmahel, Milan (advisor)
The aim of this diploma thesis is to determine the amount of indemnity for damage caused by a lightning strike to a house in the village Šebetov. The thesis is dividend into theoretical and practical part. The theoretical part deals with the basic concepts, associated with the topic. Furthermore, the approach of valuation of assets and insurance. The practical part uses theoretical knowledge addresses a specific case. First, the location is described, house and insured event (natural event – flash). Following the calculation of the time value immediately before the insured event, further costs are quantified to repair the damage incurred and then is detected current value after repairs. At the end, there is comparison of the time price comparisons of costs incurred for repairs and evaluation of the agreed sum insured in the insurance contract.
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Innovation of Selected Insurance Products and their Alternatives
Kolouchová, Jana ; Kupčík,, Petr (referee) ; Ptáček, Roman (advisor)
The diploma thesis deals with innovations selected insurance products and their alternatives. The theoretical part describes the insurance market and development of insurance in the Czech Republic, defines important terms as a coincidence, insured event, insurance products, risk and legal norms in the insurance. In the practical part is an analysis of the selected insurance company and its competitors. On the basis of obtained information are selected insurance products compared. In the proposal part are recommended changes for existing insurance products of the selected insurance company in terms of their content and coverage of risk in the unexpected event. The partial aim is the proposal an alternative insurance product for selected insurance company, which could arise in the future in its range of insurance products.
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Analysis of Economic Indicators Using Statistical Methods
Kubicová, Lenka ; Novotná, Veronika (referee) ; Doubravský, Karel (advisor)
The bachelor thesis analyzes selected economic indicators of AXA životní pojišťovna, a.s. Problems of time series, regression analysis and selected indicators in insurance are described in the theoretical part. The practical part contains the analysis of selected indicators for the monitored time with statistic methods and prognosis for the future development. The thesis includes overall assessment of company and designed solutions for improvement of situation.
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Analysis of the process of liquidation of damage events of buildings
Osmanová, Sára ; Vaňková, Lucie (referee) ; Krejza, Zdeněk (advisor)
This thesis is focused mainly on the liquidation process of damage events related to the buildings. The analysis of the whole process and recommendations for limiting of individual risk is involved. Within the insurance discurs, asset insurance is characterized by a new price and the time prize. This difference is described in the practical part of the thesis, where the partial damages caused by the storm on the family house and the overall damage to the cottage after a major fire accident. At the end of the case study, an assessment of the most serious insurance risks is described.
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Sources of Information Used for Calculating Selected Indicators of Financial Analysis and Their Relevance
Antoš, Milan ; Hejnová, Martina (referee) ; Hanušová, Helena (advisor)
Předmětem diplomové práce je implementace teoretických poznatků s cílem ověřit relevantnost zdrojů informací sloužících pro výpočty ukazatelů finanční analýzy. První část je zaměřena ne teoretické poznatky finanční analýzy zejména u výrobních podniků a služeb. V této části je věnována velká pozornost poměrovým ukazatelům a jejich výpočtům. Teoretická část je zakončena specifiky finanční analýzy pro komernčí pojišťovnu. Výstupem práce je pak ověření relevance dat a poměrových ukazatelů finanční analýzy pro specifické odvětví pojišťoven z hledsika vývoje v čase a faktorů ovlivňujích jejich vývoj.
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